So my insurance isn't covering the pathology lab that diagnosed my cancer. Cost - $1800... because I'm sure to just have that lying around. They don't like the particular lab the hospital sent the sample to. So, because my hospital didn't bother to check a list from my insurance and see, oh, that lab isn't on the list, let's send it somewhere else, I'm supposed to pay nearly 2000 dollars? I was unconscious, and as far as I knew, they were diagnosing it in-house. They are a large hospital system, so shouldn't they have pathologist on staff? No, wait, they have to send it to a lab in California. The insurance company says I can contest it, and will get a response to my written contest within six months. The lab says the money is due now. I told them both I don't have that money, and won't. My husband has no job, unemployment has yet to come through, and oh, yeah, I keep having $30 to $150 copays for getting my cancer treated. Though, I guess I wouldn't have the copays if I had known diagnosing my cancer was not covered. Well, that would save everyone some money wouldn't it, if I just hadn't gotten diagnosed?
So frustrated. And then the insurance company is giving me shit about the fact I don't have them anymore. Cause I totally had control over the fact my employer changed insurance companies and went to a crappier, more expensive one (out of pocket expenses) that forced me to change my primary care provider now that I'm in the middle of cancer treatment. Grrr.